Years ago when all four children were still living at home, I faced the challenge of making ends meet on a very tight budget. Those years inspired me to become a consumer writer and help others. With the economy being as shaky as it is right now, most people regardless of their financial status would probably appreciate a tip or two.

Back in the good old days, I made it my mission to spend 20 minutes a week cutting coupons out of our local Sunday paper. (This is before we had a computer.) Within one year, I had saved over $400 which was enough to buy a major appliance. Now with the internet at our fingertips, there are many free coupon sites to explore and the savings can really add up!

Eating out occasionally is a luxury most people hate to give up and you don’t have to with a few minor changes. Instead of dinner go out for lunch…..The food choices are usually the same but the prices are almost always lower. In some instances portions are smaller but that’s ok…American portions are to large anyway!

One last tip….Go shopping with a list and stick to it. It gets very expensive to be an impulsive shopper when you’re trying to stay on a budget.

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